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A debt consolidation loan is basically a single loan which you will borrow in order to pay your multiple debts.

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Consolidation loans are used to deal with overwhelming debts.

You can find a loan by using our comparison service to search for the best rates from a range of providers.If you are happy paying your current debts and are not having any problems organising your payments then a consolidation loan is probably unnecessary for you.However, if this is not the case and your debts out of control then a consolidation loan could be an option to give you peace of mind.If you or your co-signer don’t have good credit, you’ll likely pay a higher interest rate for a private loan than you would for a federal loan.Still, you might need to take out private student loans if you can’t cover your college costs with savings, income, grants, scholarships and federal student loans.

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