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Typically, you'll have to pay a fee – around 3% to 4% – to transfer a balance.

So transferring a

Typically, you'll have to pay a fee – around 3% to 4% – to transfer a balance.So transferring a $1,000 balance would cost you $30 to $40.MORE: Should I consolidate my credit card debt with a 0% card? MORE: How many balances can I transfer onto a 0% card?Nerd Wallet is a USA TODAY content partner providing general news, commentary and coverage from around the Web.

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Typically, you'll have to pay a fee – around 3% to 4% – to transfer a balance.

So transferring a $1,000 balance would cost you $30 to $40.

MORE: Should I consolidate my credit card debt with a 0% card? MORE: How many balances can I transfer onto a 0% card?

Nerd Wallet is a USA TODAY content partner providing general news, commentary and coverage from around the Web.

Fake profiles created by criminals are contacting victims on dating sites and requesting individuals to obtain “Dating ID’s”, “hookup clearance”, “security clearances” or “criminal background checks” prior to meeting or engaging in online based activities.

,000 balance would cost you to .

MORE: Should I consolidate my credit card debt with a 0% card? MORE: How many balances can I transfer onto a 0% card?

Nerd Wallet is a USA TODAY content partner providing general news, commentary and coverage from around the Web.

Fake profiles created by criminals are contacting victims on dating sites and requesting individuals to obtain “Dating ID’s”, “hookup clearance”, “security clearances” or “criminal background checks” prior to meeting or engaging in online based activities.

A balance transfer means transferring an existing balance on one credit card to another card with a different issuer.This brings down your overall utilization, as long as you don't run up a new balance on your old card.Credit cards are a great tool, but it's a good rule of thumb to avoid using them daily until any existing credit card debt is paid off.Weigh the cost of the interest you'll accrue against the balance transfer fee to decide whether or not it's worth your time and money to transfer.And keep in mind that you can find balance transfer cards without transfer fees if you have good credit.




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